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Your Family Farm Protected

Flood

Crop

Workers Comp

Auto

Life

Get a Quote

Call us at 530.741.0441 or click below to access our online quote forms:

Farm

We are experts in keeping your total farm operation protected. From crop, to auto, to workers comp and beyond.

Commercial

We've been supporting small business owners with customizable and easy-to-manage insurance solutions for over 40 years.

Personal

We provide more than just a policy, it's about the relationship and great customer service!

Powered by the Yuba-Sutter Farm Bureau!

In a first-of-its-kind venture, the Yuba-Sutter Farm Bureau acquired Fletcher Insurance, now called Farm West Insurance Services...

Testimonials

Harnaik Banga

Harnaik Banga, Yuba County

“I moved to the United States in 1983 and Randy was my first insurance agent. He started right there with Cal Farm, right in the same Farm Bureau office he’s back in now!..."

The Croon family

Valerie Kroon, Sutter County

"After struggling with other agencies, Casey and I moved our insurance to Randy over 40 years ago, and we have stayed because Randy and the team truly understand..."

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Kuldeep Atwal, Yuba County

“I’m a third generation Yuba County farmer, and I’m proud to say my son is continuing as our fourth generation. I’ve been with Randy Fletcher since the early ‘80s...”

Meet the Team

Randy Fletcher

CEO

Randy Fletcher

Email

530.635.0493

Randy founded Fletcher Insurance (now Farm West Insurance Services) in 1979, after serving 20 years in local law enforcement.

In his 40-plus years insurance experience, he has helped protect thousands of local farmers, ranchers and residents.

Randy is also a 40-plus year member of the Yuba-Sutter Farm Bureau and a recently retired two-term Yuba County Supervisor. 

Kathy and Randy have two children and five wonderful grandchildren.

Melissa Kirkham

Senior Agent/Manager

Melissa Kirkham

Email

530.741.0441

A lifelong local resident, Missy grew up on a small ranch in Loma Rica. With almost 25 years experience, Missy's has a passion for farm and ag insurance. She believes the best part of her job is working with her clients, many of which are now great friends. 

Missy enjoys being a grandma, camping, fishing and spending time with family.

Kiran Rai_3.jpg

Agent

Born & raised in Yuba City, Kiran earned her BS in marketing and an MBA from California State University, Sacramento. After obtaining 8 years of experience in the insurance industry, she set out to bring her expertise back to her roots and become a valuable resource for farmers in the Yuba-Sutter area. She completed her Agribusiness and Farm Insurance Specialist Certification (AFIS), establishing herself as an agriculture insurance expert. This specialization enables her to provide tailored solutions that truly protect the livelihoods, families, and futures of her clients.

Tim Cole

Crop Agent

Tim is a proud lifelong Yuba County resident, with over 30 years agri-business experience, including ag lending at local community banks, and now crop insurance agent at Farm West. 

Tim is an active Marysville Rotarian, and serves on several local volunteer boards. 

Tim and Bonnie have two sons and recently welcomed a granddaughter to the family tree!

Laurie Benzel

Customer Service Representative

Laurie Benzel

Email

530.741.0441

Laurie is a lifelong Yuba-Sutter resident, with over 21 years experience at Fletcher Insurance (now Farm West Insurance Services).

Laurie values the long-term client relationships she has formed, and enjoys the challenging yet rewarding work every day.

Laurie shares a blended family of 7 children and 15 grandchildren! She loves reading and gardening.

Elaine Filter

Bookkeeper

Elaine Filter

Email

530.741.0441

Elaine is a lifelong Sutter County resident. After retiring from the City of Yuba City after 34 years of service, she came onboard as a part-time bookkeeper with Fletcher Insurance (now Farm West Insurance Services). 

Local farming roots run deep for Elaine, both her grandfathers immigrated to America and began working on farms in Live Oak, and later each owned their own farms. Her paternal grandfather's property is in Lomo and is still farmed by family members today.

Address

475 N. Palora Ave, Suite B

Yuba City, CA 95991

Monday-Friday

8:30am-12:00pm &

1:00pm-5:00pm

© 2026 by Farm West Insurance Services

Farm West Insurance Service is committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. We aim to adhere as closely as possible to the Web Content Accessibility Guidelines (WCAG 2.0, Level AA), published by the World Wide Web Consortium (W3C). These guidelines explain how to make Web content more accessible for people with disabilities. Conformance with these guidelines will help make the web more user friendly to everyone. Whilst Farm West Insurance Services strives to adhere to the guidelines and standards for accessibility, it is not always possible to do so in all areas of the website and we are currently working to achieve this. Be aware that due to the dynamic nature of the website, minor issues may occasionally occur as it is updated regularly. We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility.

If you have any comments and or suggestions relating to improving the accessibility of our site, please don't hesitate to contact our accessibility coordinator Crystal Martin by crystal@smartyubaustter.com. Your feedback will help us make improvements.

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